Motorcycle Insurance in Phoenix, AZ
Although your helmet protects you when you’re riding the roads of Arizona, it won’t protect you from the financial burdens that unforeseen incidents carry with them. At Driven Insurance Services, we are dedicated to guiding you to the motorcycle insurance coverage you need for safe and worry-free rides.
What Is Motorcycle Insurance?
Motorcycle insurance is a contractual policy that offers financial protection against damages and liabilities resulting from owning and operating a motorcycle. Its coverages usually include the following:
- Liability coverage—This may cover damages and injuries to others if the rider is at fault in an accident.
- Medical expense coverage—This may cover medical expenses for riders and passengers resulting from accidents, regardless of fault.
- Collision damage coverage—This may cover the costs of repairing or replacing a motorcycle after a collision accident.
- Comprehensive coverage—This may help cover noncollision incidents, such as theft or vandalism.
How Much is Motorcycle Insurance in Arizona?
The cost of insurance in Arizona can vary based on several factors, including:
- Your record—A clean history typically leads to lower premiums, while accidents or traffic violations may increase rates.
- Your age and experience—Younger and inexperienced drivers often face higher insurance costs due to perceived higher risk.
- Your vehicle type—The type, model and age of your motorcycle may influence insurance rates.
Is it Required in Arizona?
Motorcycle insurance is required in Arizona. You must have at least the minimum liability coverage to legally ride on public roads. Riding without an insurance can result in penalties, including fines and license suspension.
We’re Here to Help
Contact Driven Insurance Services today to explore your options and get a personalized quote. Our team of experts is here to help you find the best insurance solution for your bike.